DataStorified
Tax

HRA Basic Calculator

Estimate HRA exemption using the standard three-part rule.

Live calculation

Your inputs

Inputs save automatically on this device. Nothing is uploaded.

HRA exemption

₹2,40,000

Taxable HRA

₹0

Rent − 10% of basic

₹2,40,000

DataStorified insight

The exemption is the lowest of the three statutory limits, using 50% of basic salary for the selected location.

How this is calculated

Uses the lowest of HRA received, rent minus 10% of basic salary, or 50% of basic in a metro / 40% elsewhere.

Related calculators

Tax

Income Tax Basic Calculator

Estimate individual income tax under the AY 2026–27 new regime.

Loans

Home Affordability Calculator

Find a responsible home-buying budget from cash and borrowing capacity.

Frequently asked questions

How does the HRA Basic Calculator work?+

Uses the lowest of HRA received, rent minus 10% of basic salary, or 50% of basic in a metro / 40% elsewhere.

Is my information uploaded?+

No. Phase 1 calculations run in your browser, and drafts are stored locally on this device.

Can I use this result for financial or health decisions?+

Use it as a planning estimate. For tax, credit, health, or investment decisions, verify assumptions with a qualified professional.

Plan with context, not just a number

This hra basic calculator is designed for fast scenario planning. Try a conservative case, a likely case, and an optimistic case. The range between them is often more useful than a single precise-looking answer.