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Property
Rent vs Buy Calculator
Compare estimated housing costs over a chosen period.
Live calculation
Your inputs
Eighty Lakh
Sixteen Lakh
0%100%
Twenty Five Thousand
0%30%
-50%50%
Inputs save automatically on this device. Nothing is uploaded.
Estimated buy advantage
₹58,63,295
Rent paid
₹39,54,238
Ownership cash outflow
₹1,11,22,101
Projected property value
₹1,30,31,157
DataStorified insight
Adjust the inputs to compare another scenario.
Visual breakdown
Rent paid
Buy cash outflow
How this is calculated
Compares rent paid with ownership cash outflow less principal repaid and estimated property gain.
Assumptions and limitations
- •Inputs remain constant for the selected period.
- •Results are planning estimates, not professional advice.
- •Maintenance, taxes, transaction costs, investment opportunity cost, and sale liquidity are simplified.
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Frequently asked questions
How does the Rent vs Buy Calculator work?+
Compares rent paid with ownership cash outflow less principal repaid and estimated property gain.
Is my information uploaded?+
No. Phase 1 calculations run in your browser, and drafts are stored locally on this device.
Can I use this result for financial or health decisions?+
Use it as a planning estimate. For tax, credit, health, or investment decisions, verify assumptions with a qualified professional.
Plan with context, not just a number
This rent vs buy calculator is designed for fast scenario planning. Try a conservative case, a likely case, and an optimistic case. The range between them is often more useful than a single precise-looking answer.